PCA Insights

Insights on SBA + Independent Sponsor Business Financing

Deep dives into SBA 7(a) financing, deal structuring, and market trends for acquisition entrepreneurs.

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Ready to Secure the Right Financing?

Select your financing path below to book a strategy call. SBA engagements are lender-paid.

SBA 7(a) Loans

Finance Your Business Acquisition

Our core SBA 7(a) services for buyers looking to acquire a business or optimize existing debt. We quarterback the entire process from pre-LOI to closing.

100% Lender-Paid Engagements

I Have an SBA Deal
Under LOI

Ready to move forward with a signed Letter of Intent.

Book Acquisition Under-LOI Call

I'm Evaluating an SBA Acquisition

Evaluating a target, pre-LOI.

Book Acquisition Pre-LOI Call

Add-Ons & Growth

Expand Your Platform

Leverage SBA financing to add locations, acquire add-ons, or expand your current platform. We help you structure the capital stack seamlessly.

100% Lender-Paid Engagements

Expansion Deal
(Pre-LOI)

Evaluating add-on or expansion opportunities.

Book Expansion Pre-LOI Call

Expansion Deal (Under-LOI)

LOI signed, moving forward with financing.

Book Expansion Under-LOI Call

Debt Optimization

Finance Your Business Acquisition

Looking to optimize debt or re-amortize an existing SBA acquisition loan. No LOI required, one call to get started.

100% Lender-Paid Engagements

Optimize Your Existing Debt

Looking to optimize debt or re-amortize existing loans.

Book Debt Refinance Call

Non-SBA / Private Credit

Independent Sponsor Deals

For sponsors pursuing $2M+ EBITDA transactions. We structure private credit and institutional capital with faster timelines.

Buyer Pays Pioneer Fee

Sponsor Deal
(Pre-LOI)

Pursuing a larger, non-SBA transaction.

Book Sponsor Pre-LOI Call

Sponsor Deal (Under-LOI)

LOI signed, structuring the capital stack.

Book Sponsor Under-LOI Call

All consultations are confidential